Systematic Gold

Build wealth month by month with zero friction. Set up autopay once and your savings grow automatically — with guaranteed interest and exclusive redemption discounts at RKM Jewellers.

Select Your PlanHow It Works

Simple 4-Step Process

Select Duration

Choose a 6, 10 or 12-month savings period that fits your lifestyle.

Set Up Autopay

Authorise a one-time Razorpay mandate. First month is paid upfront, the rest auto-debit monthly.

Earn Returns

Your principal earns fixed monthly interest, growing your value every single day.

Shop Jewellery

At maturity, redeem your total plus a special RKM discount on making charges at any branch.

If you ever cancel your autopay mandate

You will receive a monthly WhatsApp reminder with a secure payment link so you can continue your plan. Alternatively, visit any RKM Jewellers branch and submit cash to the manager — they will mark your payment instantly in our system.

Available Investment Tiers

Choose the monthly commitment that fits your lifestyle

Transparency & Growth

Our system is designed to reward consistent savers. By enrolling, you are not just saving — you are ensuring that your gold purchase tomorrow is more affordable than today.

Monthly Earnings

Unlike standard jewellery advance schemes, we calculate your benefit monthly, ensuring your money never sits idle.

Zero Friction Autopay

One-time mandate setup via Razorpay. Monthly debit happens automatically — no reminders needed.

Flexible Manual Payments

Cancelled your mandate? No problem. Pay via the WhatsApp link we send you monthly, or visit any RKM store and hand cash to the manager.

Redemption Policy

This plan is a jewellery purchase advance scheme. In accordance with Indian regulatory guidelines, cash refunds or cash withdrawals from this plan are strictly prohibited.

The total accumulated value (Principal + Interest) MUST be redeemed against the purchase of jewellery at the end of the tenure.

In case of plan cancellation before maturity, the principal amount will be available for purchase credit, but the interest benefit will be forfeited.

Secured by RKM Jewellers & Razorpay